Business

Our research* indicates that accountants are a primary source of advice for business owners, and astute advice in the areas of future planning and business analysis is of the greatest value.

Our experience indicates that the key areas of concern for business owners are growth, cash flow and profitability. We help business owners by:

Identifying key areas of frustration
Setting key goals based upon the identified weaknesses
Analyzing where they are at vs where they want to be using a clever software tool that allows us to see the effect of business decisions before they are made
Designing industry relevant strategies to achieve their goals via regular coaching
Ensuring they are working to a cash flow budget as a control mechanism
Assessing how they are tracking against their targets and readjusting strategies over time

Are you getting that from your current accountant?

Our business clients are often amazed at how quickly a few carefully chosen strategies can positively impact their business.

If you feel you are tied to your business we can help you implement strategies, plans and conduct ongoing analysis to make your business more efficient and profitable - freeing you up to enjoy the finer things in life.

Our key service to business owners is Pseudo CFO which really drills down into the areas your business is performing and those in which it is not. This is as close to a crystal ball as you’re going to get!

We believe that the 7 essential of business are:

1. Growth
Together we can develop strategies to help you grow your business in a planned and orderly fashion.

2. Profit
Helping you understand the “drivers” of profit is essential to moving your business forward. Showing you how to increase profit is critical in achieving your goals!

3. Liquidity
Profit does not always mean cash in the bank and as your business grows, cash flow and liquidity is crucial to sustain that growth and take advantage of opportunities that present themselves. PCM can show you how to manage your cash flow to assist you in growth.

4. Risk
There is always some type of business risk, helping you understand the types of risk you could be faced with during your business life and assisting you to reduce those risks is something we can help you with.

5. Structure
Not only is it important to have a good business but it is also important to have the right structure in place for you to ensure you and your family’s needs and assets are being looked after in the best possible manner over the long term.

6. Taxation
Taxation is a vital part of any successful business. We specialise in helping you to manage or reduce your tax payments whilst still working at helping you grow your business.

7. Wealth Creation
A natural outcome of growing a successful business is the ability to use surplus funds to invest in other areas. That’s where PCM Financial Services Pty Ltd comes in.

“Thank you for all the advice and guidance you have given my business over recent times. What you have taught us is that the fundamentals of our business are easy to understand when the accounting jargon is cut out. Your strategies will certainly increase our wealth over the longer term.” – P.D., client for over 7 years

* Source: MYOB Small Business Report, 2004